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7714 Bent Tree Loop, Saint Cloud, FL 34773

$387,900
  • 7714 Bent Tree Loop, Saint Cloud, FL 34773 Main Photo

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New to the Market Active Price Reduced by $25,000 on October 1st, 2026
BEDS4 BATHS2 full SQUARE FEET1,820 MLS#S5158317
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONHARMONY CENTRAL

Property Description

SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $10,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS!Imagine unlocking the door to a brand-new home where the layout works for everyday life and the incentives help keep more money in your budget. Welcome to 7714 Bent Tree Loop.Now offered at $387,900, this move-in-ready Adams Home features single-story layout; fourth bedroom can serve as office or flex room. This 4-bedroom, 2-bath 1820B plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas.The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors.Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month-or nearly $24,019 over 10 years if the assessment remained unchanged.This home also receives $10,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder's preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS-saving buyers thousands more at closing. Secure this home with only a $1,000 deposit.Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails-all without the additional CDD assessment.NEW PRICE: $387,900SINGLE-STORY LAYOUT; FOURTH BEDROOM CAN SERVE AS OFFICE OR FLEX ROOMNO CDD$10,000 FLEX CASHBUILDER-PAID CLOSING COSTSONLY $1,000 DEPOSITThis is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change.CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

7714 Bent Tree Loop | MLS# S5158317

This single family home located at 7714 Bent Tree Loop, Saint Cloud, FL 34773 is currently listed for sale with an asking price of $387,900. This property was built in 2026 and has 4 bedrooms and 2 full baths with 1820 sq. ft. Bent Tree Loop is located in the HARMONY CENTRAL subdivision. Search HARMONY CENTRAL real estate on loyola.floridaexecutiverealty.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2 car attached
Heating: Central, Electric
Home Style: Florida
Lot Size: 0.15 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $831
Year Built: 2026

Amenities

Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
In Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-In Closet(s)
Lighting
Sidewalk

Feature Descriptions

Additional Rooms: Den/Library/Office, Formal Dining Room Separate, Inside Utility
Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
Association Amenities: Pool, Trail(s)
Builder: Adams Homes of Northwest Florida, Inc.
Community Features: Dog Park, Pool, Sidewalks, Street Lights
Days on Site: 5
Directions: From US-192 (E Irlo Bronson Memorial Hwy) follow signs into Harmony and to Harmony Central. Enter the community on Sagefield Dr (model center at 3855 Sagefield Dr) and follow community signs to Bent Tree Loop. GPS friendly.
Exterior: Block, Stucco
Flood Zone Code: X500
Flooring: Carpet, Ceramic Tile
Foundation: Slab
Garage Dimensions: 19x19
HOA Fee: 908/ Annually
HOA Y/N: Yes
Home Warranty Y/N: Yes
Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan
Lot: Landscaped, Sidewalk, Paved
Lot Dimensions: 0.15
Model: 1820B
Other Equipment: Irrigation Equipment
Ownership: Fee Simple
Parking: Driveway
Parking Notes: Driveway
Patio/Porch: Covered, Rear Porch
Pets Allowed: Cats OK, Dogs OK
Pets Restrictions: Check directly with HOA Management
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Security: Smoke Detector(s)
Sewer: Public Sewer
Showing Instructions: Call Listing Agent, See Remarks
Special Sale Provisions: None
Utilities: Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Vegetation: Trees/Landscaped
Water: Public
Water Access Y/N: No
Zoning: RES

Room Sizes

Primary Bedroom: 16x12.8
Bedroom 2: 9.8x11.8
Bedroom 3: 9.7x11.8
Bedroom 4: 11.8x9.8
Family Room: 16x13
Dining Room: 10.3x12
Balcony/Porch/Lanai: 10.5x13

Local Schools

High School: Harmony High
Middle School: Harmony Middle
Elementary School: Harmony Community School (K-5)

Listed By / Shown By

Listed By

Agency Name: ADAMS HOMES REALTY, INC.
Agency Contact: 407-523-1030

Shown By

Agent Name: Lindsey Oyola, Your Home Realtor
Agent Phone: (813) 426-5162
Agency Title: Florida Executive Realty

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Estimated Payment

$ 1,045.68 per month $863.30 Principal & Interest $69.25 Property Tax $113.14 Homeowner's Insurance

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